As an independent insurance agency, Elkstone can shop for the best rates and coverage for you from multiple insurance companies. Below is a list of the different types of insurance we offer.

Auto Insurance—If you’re a driver, you know that you’re required to carry auto insurance. Let us take a look at your current coverage and rates and compare them with other carriers. We’ll help you, personally, to structure your policy and coverage in a way that’s ideal for you. Call 313-716-0970 or click here for a quote.

Home Insurance—Get expert help with protecting your biggest investment—your home. Elkstone can quote you home insurance prices from four different companies. Because we know the nuances of each company’s coverage, we can tailor your policy to your particular home and situation. Call 313-716-0970 or click here for a homeowner’s insurance quote in Colorado.

Condo Insurance—If you own a townhome or condominium, you need condo insurance to protect the inside of your unit. A condo policy protects the building items you are responsible for, such as the interior walls, ceilings, flooring, kitchen and bathroom cabinets, light fixtures, and more. It also protects your personal property, liability, and extra living expenses if your unit is rendered uninhabitable due to a covered loss. Call 313-716-0970 or click here for a condo insurance quote in Colorado.

Life Insurance—You may not want to think about it, but what would happen to your loved ones if you suddenly passed away due to illness or an accident? Will they be able to afford funeral expenses, daily expenses, or debt payments without your income? Elkstone can shop for life insurance rates for you from more than 20 companies. You might be surprised at how little it costs to protect your family’s financial future. Call 313-716-0970 or click here for a free, no-obligation quote.

Boats and Personal Watercraft Insurance—If it floats, we can find the best price on a watercraft policy for you. If you have a bass boat, speed boat, cabin cruiser, houseboat, pontoon, sailboat, or personal watercraft (Jet Ski, Wave Runner, Sea-Doo, etc.)—we’ll get you covered. Call Elkstone at 313-716-0970 for a quote.

Recreational Vehicle (RV) Insurance—Whether it’s your motorcycle, dirt bike, ATV, snowmobile, motor home, golf cart, or pop-up or fifth wheel camper—we’ll get you covered. Call Elkstone at 313-716-0970 for a quote.

Umbrella Insurance—What happens if you’re sued after a car accident and your auto insurance has paid out the maximum amount for your liability coverage? You are on the hook for anything beyond—your wages, your savings, and your equity in your home. An umbrella insurance policy extends your personal liability coverage from your auto, home and other policies to protect your assets. Don’t leave all that you worked for at risk just because you were in the wrong place at the wrong time or made a mistake. The average $1 million umbrella policy, covering 2 autos and 1 resident, could cost less than $140 a year, depending on the auto insurance liability limits. Call Elkstone at 313-716-0970 to learn more.

Landlord Insurance—Landlord insurance protects the property (house, townhome, condo, duplex, triplex, and fourplex) you rent to tenants. Typical homeowners or condo insurance policies do not have the appropriate coverage you need as a landlord. You need coverage for things like: loss of rental income, wrongful eviction, or invasion of privacy. Plus, a landlord policy costs about the same amount as a typical homeowners or condo policy. Make sure you protect your rental units correctly. Call Elkstone at 313-716-0970 to learn more.

Disability Insurance—Disability insurance protects your income if you are unable to work due to sickness or injury. Call Elkstone at 313-716-0970 for a quote.

Annuity Insurance—Think of an annuity as a savings plan; for many people, it’s part of their retirement planning. An annuity is a form of life insurance purchased with either a lump-sum or monthly deposits that guarantees a series of regular payments for the life of the purchaser or beneficiary. Call Elkstone at 313-716-0970 for more information.